Ready Aim Retire is a retirement planning and visualization tool for DIY planners who want clarity and confidence in their financial future.
It helps you model your entire financial life - income, spending, assets, taxes, and retirement withdrawals - so you can see how today’s decisions affect the years ahead.
Ready Aim Retire is for people who:
You don't need to be a financial expert, just engaged and curious
No.
The platform is designed to be approachable for beginners while still powerful enough for more experienced planners. Everything is presented in plain English with intuitive visuals.
If you can explain your finances, you can model them.
Yes.
You can explore Ready Aim Retire with a Preview account to see how the platform works and get a feel for the tools, calculators, and planning features available.
The Preview plan lets you explore and build a Preview plan with limited scenarios and projections.
The Planner+ plan unlocks advanced features such as:
• Unlimited plans and scenarios
• Historical stress testing
• Advanced withdrawal strategies
• Detailed retirement budgeting
• Tax-aware account modeling
• Social Security planning
You can upgrade anytime.
No.
Preview mode is for exploring the platform only. To save your data, build out your plan, and use the full retirement planning experience, you will need a paid subscription.
It means modeling your entire financial picture together, not in isolation.
Ready Aim Retire connects:
• Assets and net worth
• Income sources
• Spending and budgets
• Taxes
• Market risk
• Longevity
• Major life events
Because in real life, everything is connected.
Absolutely.
You can easily adjust your retirement age and instantly see how it impacts income, spending, withdrawals, and long-term sustainability.
Yes.
You can create and compare unlimited scenarios with a Planner+ account. Explore different assumptions, market outcomes, spending levels, or life events without affecting your original plan.
Chance of Success stress testing allows you to run your plan through real historical market data to see how it might have performed during different economic environments.
This helps you understand risk and resilience, not predict the future.
No.
We don't make promises or predictions. The tool helps you explore assumptions, understand risks, and see potential outcomes so you can make informed decisions.
Yes.
Ready Aim Retire supports planning across different account types, including taxable, tax-deferred, and tax-free, so you can see how withdrawals and income affect taxes over time.
Yes.
Planner+ users can model different withdrawal strategies and see how sequencing and timing impact asset longevity.
Yes.
You can model Social Security claiming strategies and see how timing affects your overall retirement income and long-term plan.
No - and it's not meant to be.
Ready Aim Retire is designed to help you understand your plan, ask better questions, and stay engaged, whether you work with an advisor or not.
Many users find it makes conversations with professionals more productive.
Yes.
Your data is private and your saved plans are fully encrypted within our database. We do not sell or share your information, and we do not use your data for advertising.
Yes.
You can delete your account and data at any time.
Pro costs $115 per year or $12.95 per month.
Annual plans offer the best value.
Yes.
You can cancel your subscription at any time. Your account will revert to the free plan when your billing period ends.
If you have an issue or feel the product isn't right for you, reach out to us. We believe in fairness and will work with you.
Because it was built by people who use it themselves. We don't sell products, push investments, or benefit from specific outcomes. Our success depends on helping you understand your plan better.
Create a free account and start building your plan.
No credit card required.