Privacy at a Glance

• We collect only the information needed to operate and improve Ready Aim Retire
• Your financial inputs are used solely to generate your retirement plans and projections
• We do not sell your personal or financial data
• We do not use your financial data for advertising
• You can access, update, or delete your data at any time
• We use industry-standard safeguards to protect your information

1. Information We Collect

a. Information You Provide

We may collect information you voluntarily provide, including:

• Name and email address
• Account login credentials
• Financial inputs used in retirement planning (e.g., income, assets, expenses, assumptions)
• Payment and billing information (processed by third-party payment processors)
• Communications with us (emails, support requests, feedback)

b. Automatically Collected Information

When you use the Services, we may automatically collect:

• IP address and device identifiers
• Browser type, operating system, and usage data
• Pages viewed, features used, and interaction data
• Cookies and similar tracking technologies

2. How We Use Your Information

We use your information to:

• Provide, operate, and improve the Services
• Create and manage user accounts
• Generate projections and retirement planning outputs
• Process subscriptions and payments
• Communicate with you about updates, features, and support
• Analyze usage trends and improve user experience
• Maintain security and prevent fraud
• Comply with legal obligations

3. Financial Data & Projections

Financial information you enter into Ready Aim Retire is used solely to generate planning scenarios and projections within your account.

• We do not sell or rent your personal or financial data
• We do not use your financial inputs for advertising purposes
• Projections are hypothetical and depend on user-provided assumptions

4. Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Enable core functionality
• Remember preferences
• Understand usage patterns
• Improve performance and reliability

You may control cookies through your browser settings, though disabling cookies may affect functionality.

5. How We Share Information

We may share information only in the following circumstances:

a. Service Providers

We may share information with trusted third-party vendors who help us operate the Services, such as:

• Hosting and infrastructure providers
• Analytics services
• Payment processors
• Customer support tools

These providers are authorized to use information only as necessary to provide services to us.

b. Legal Requirements

We may disclose information if required to do so by law or in response to valid legal requests.

c. Business Transfers

If Ready Aim Retire is involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.

6. Data Retention

We retain personal information only as long as necessary to:

• Provide the Services
• Fulfill legal and accounting obligations
• Enforce agreements

You may request deletion of your account and associated data, subject to legal retention requirements.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information.

However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. Your Rights & Choices

Depending on your location, you may have rights to:

• Access, update, or correct your personal information
• Request deletion of your data
• Restrict or object to certain processing
• Opt out of marketing communications

To exercise these rights, contact us using the information below.

9. GDPR Rights (European Economic Area & UK)

If you are located in the EEA or the United Kingdom, you have the right to:

• Access your personal data
• Request correction of inaccurate or incomplete data
• Request erasure ("Right to be forgotten")
• Restrict or object to processing
• Request data portability
• Withdraw consent at any time

We process personal data under lawful bases including:

• Your consent
• Performance of a contract
• Compliance with legal obligations
• Legitimate business interests

10. CCPA / CPRA Rights (California Residents)

If you are a California resident, you have the right to:

• Know what personal information we collect, use, and disclose
• Request deletion of your personal information
• Correct inaccurate personal information
• Opt out of the sale or sharing of personal information
• Not be discriminated against for exercising your rights

Ready Aim Retire does not sell or share personal information as defined by the CCPA/CPRA.

11. Children’s Privacy

The Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

If we become aware that we have collected such information, we will delete it.

12. International Users

Ready Aim Retire is based in the United States. If you access the Services from outside the U.S., you consent to the transfer and processing of your information in the United States.

13. Third-Party Links

The Services may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page and update the “Last Updated” date.

15. Contact Us

If you have questions or concerns about this Privacy Policy, contact us:

Email: privacy@readyaimretire.com